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NCHAM: National Center for Hearing Assessment and Management, Utah State University

Last Updated: 8/27/12

Hearing Aid Legislation

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Hearing Aids for Children

"A child's ability to hear should not be determined based on family income. It should be viewed as a fundamental right to the citizens of our state, especially when we have a mandated hearing screening program. To diagnose deafness and then fail to provide intervention is morally and ethically unacceptable. We need to provide access to hearing aids via multiple sources (Medicaid and private insurances)."

Hearing Aid Coverage

Legislation requiring that each individual, group and blanket health insurance contract, including each policy or contract issued by a hospital or medical service contract, that is delivered, issued for delivery, or renewed in the state, provide coverage per individual hearing aid, per ear for children covered as a dependent by the policy holder.

What Can You Do?

Please contact and urge your State Senator and Representative to co-sponsor and support the hearing aid legislation!

profile view of a baby wearing a hearing aid

Enacted Hearing Aid Legislation

ACA Only

Pilot Project

Legislation in Progress

ACA Coverage and Legislation in Progress

Legislation in Place

No Legislation

map of the united states and territories Minnesota Illinois American Samoa Connecticut Guam New Hampshire Kentucky Mariana Islands Oklahoma New Mexico Wisconsin Missouri Nevada Maine Oklahoma Rhode Island Arizona Maryland New Jersey North Carolina New York Utah Massachusetts Tennessee Arkansas Oregon Hawaii Louisiana Delaware Texas Virgin Islands
State Age Limits Amount Covered (Per Ear Unless Specified) Hearing Aid Coverage Comments Coverage Under ACA
American Samoa No State Mandate Covers $1250/ear per year for children, and per 3 years for adults. Also covers cochlear implants and hearing exams related to illness or injury.
Arizona No State Mandate Covers 1 Hearing Aid/Ear per year, and 1 Hearing exam visit per year
Arkansas [PDF] No limits mentioned $1,400 1 Hearing Aid/Ear Once Every 3 Years Covers cochlear implants with a lifetime limit of $35,000
Colorado [PDF] Under 18 years No limit 1 Hearing Aid/Ear Once Every 5 Years Or When "alterations cannot adequately meet the needs of the child" Includes services and supplies such as assessment, fitting, adjustments, and auditory training. Same as state mandate. Covers audiology/ hearing tests as well
Connecticut [PDF] 12 years and under $1,000 Total 1 Hearing Aid/Ear Once Every 2 Years Legislation applies to individual and group plans. Same as state mandate
Delaware [PDF] Under 24 years $1,000 1 Hearing Aid/Ear Once Every 3 Years Does not include FM, cords, or batteries. Same as state mandate.
Guam No state mandate Covers $1250/ear per year for children, and per 3 years for adults. Also covers cochlear implants and hearing exams related to illness or injury.
Hawaii No state mandate Covers 1 Hearing Aid/ear every 5 years, as well as routine hearing exams. Also covers cochlear implants.
Illinois No state mandate Covers bone anchored hearing aids (osseo-integrated devices)
Kentucky [PDF] Under 18 years $1,400 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate. Covers cochlear implants as well.
Louisiana [PDF] Under 18 years $1,400 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate
Maine [PDF] 18 years and under $1,400 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate
Maryland [PDF] Minor Child $1,400 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate—covers 18 and under.
Massachusetts [PDF] 21 years and under $2,000 per HA 1 hearing aid per ear, once every 3 years Includes coverage for all prescribed services and supplies (i.e. evaluations, fittings, adjustments, ear molds, etc.). Mandate applies to all plans except "contracts providing supplemental coverage to Medicare or other governmental programs".
Minnesota [PDF] 18 years and under No limit 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate.
Missouri [PDF] 3 years and under No limit Covers first Hearing Aid Hearing aid coverage is part of the Newborn Hearing Screening Bill Same as state mandate
Nevada No state mandate Covered for $5000 per member per calendar year. Single purchase. One repair/ replacement every 3 years
New Hampshire [PDF] None mentioned $1500 1 Hearing Aid/Ear once every 5 years Includes earmolds. Mandate applies to all plans except Medicare and Medicare supplement. Covers 1 Hearing aid/ear each time prescription changes for 18 years and under
New Jersey [PDF] 15 years and under $1,000 1 Hearing Aid/Ear Once Every 2 Years Same as state mandate
New Mexico [PDF] Under 18 years or Under 21 if still in High School $2,200 1 Hearing Aid/Ear Once Every 3 Years Includes earmolds. Covers hearing aids for dependent children.
New York No State Mandate $1500 per year (including repair /replacement) in a single purchase every 3 years. 1 BAHA (osseointegrated device) per lifetime for those who meet certain criteria.
North Carolina [PDF] Under 22 years $2500 1 Hearing Aid/Ear Once Every 3 Years Coverage includes initial hearing aid evaluation, fitting, adjustments, and supplies (including earmolds). Same as state mandate, includes routine hearing tests. Cochlear implants are covered as well.
North Mariana Islands No state mandate Covers $1250/ear per year for children, and per 3 years for adults. Also covers cochlear implants and hearing exams related to illness or injury.
Oklahoma [PDF] Up to 18 years No limit 1 Hearing Aid/Ear Once Every 4 years May also cover up to 4 additional earmolds per year for children up to 2 years of age. Mandate does not apply to groups with fifty employees or less. Same as state mandate
Oregon [PDF] Under 18 years, or 19-25 years if enrolled in accredited educational institution $4,000 Total 1 Hearing Aid/Ear Once Every 4 years Amount covered is adjusted each year to reflect U.S. City Average Consumer Price Index in accordance with ORS 743A.141 Same as state mandate
Rhode Island [PDF] Under 19 years $1,500 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate
19 years and over $700 1 Hearing Aid/Ear Once Every 3 Years Same as state mandate
Tennessee Under 18 years $1,000 1 Hearing Aid/Ear Once Every 3 Years Includes earmolds but not FM or batteries. Mandate does not apply to Medicare supplement. Same as state mandate except “$1000 per year” instead of per ear.
Texas No State Mandate $1000 every 3 years
Utah No State Mandate Children's Hearing Aid Pilot Program. Pilot program from July 2013 - June 2015 for kids under 3 who don't qualify for Medicaid/CHIP.
Virgin Islands No State Mandate Covers $1250/ear per year for children, and per 3 years for adults. Also covers cochlear implants and hearing exams related to illness or injury.
Wisconsin [PDF] Under 18 years No limit 1 Hearing Aid/Ear Once Every 3 Years Will also cover cochlear Implants and related treatments Adds benefits for over 18. Limited to $2500 per year, single purchase once every three years, excludes BAHA (except for certain criteria). Covers cochlear implants as well.

State Insurance Departments

Contact your state's Insurance Commissioner by using the table below, or by using the National Association of Insurance Commissioners' interactive map.

State State Insurance Division Site Filing a Complaint Other Info
Alabama Alabama Department of Insurance AL, File a Complaint
Alaska Alaska Division of Insurance AK, File a Complaint
American Samoa N/A N/A
Elisara T. Togiai
Insurance Commissioner
Office of the Governor
American Samoa Government
Pago Pago, American Samoa 96799
Phone: 011-684-633-4116
Fax: 011-684-633-2269"
Arizona Arizona Department of Insurance AZ, File a Complaint
Arkansas Arkansas Insurance Department AR, File a Complaint
California California Department of Insurance CA, File a Complaint
Colorado Colorado Division of Insurance CO, File a Complaint
Connecticut Connecticut Insurance Department CT, File a Complaint [PDF]
Delaware Delaware Department of Insurance DE, File a Complaint
District of Columbia District of Columbia Department of Insurance DC, File a Complaint
Florida Florida Office of Insurance Regulation FL, File a Complaint
Georgia Georgia Office of Insurance GA, File a Complaint [PDF]
Guam N/A N/A
Artemio B. Ilagan
Banking & Insurance Commissioner
Guam Dept. of Revenue & Taxation
Regulatory Division
PO Box 23607 GMF
Barrigada, Guam 96921
Phone: 671.635.1817
Fax: 671-633-2643
Street Address:
1240 Army Drive
Barrigada, Guam 96913
Hawaii Hawaii Department of Commerce and Consumer Affairs HI, File a Complaint
Idaho Idaho Department of Insurance ID, File a Complaint
Illinois Illinois Department of Insurance IL, File a Complaint
Indiana Indiana Department of Insurance IN, File a Complaint
Iowa Iowa Insurance Division IA, File a Complaint
Kansas Kansas Insurance Commissioner KS, File a Complaint
Kentucky Kentucky Department of Insurance KY, File a Complaint
Louisiana Louisiana Department of Insurance LA, File a Complaint
Maine Maine Bureau of Insurance ME, File a Complaint
Mariana Islands Mariana Islands Department of Commerce MP, File a Complaint [PDF]
Marshall Islands N/A N/A
Maryland Maryland Insurance Administration MD, File a Complaint
Massachusetts Massachusetts Division of Insurance MA, File a Complaint
Michigan Michigan Office of Financial and Insurance Regulation MI, File a Complaint
Micronesia N/A N/A
Minnesota Minnesota Department of Commerce MN, File a Complaint
Mississippi Mississippi Insurance Department MS, File a Complaint
Missouri Missouri Department of Insurance MO, File a Complaint
Montana Montana Commissioner of Securities and Insurance MT, File a Complaint
Nebraska Nebraska Department of Insurance NE, File a Complaint
Nevada Nevada Division of Insurance NV, File a Complaint
New Hampshire New Hampshire Insurance Department NH, File a Complaint [PDF]
New Jersey New Jersey Department of Banking & Insurance NJ, File a Complaint
New Mexico New Mexico Public Regulation Commission NM, File a Complaint
New York New York Department of Financial Services NY, File a Complaint
North Carolina North Carolina Department of Insurance NC, File a Complaint
North Dakota North Dakota Insurance Department ND, File a Complaint
Ohio Ohio Department of Insurance OH, File a Complaint
Oklahoma Oklahoma Insurance Commissioner OK, File a Complaint
Oregon Oregon Insurance Division OR, File a Complaint
Palau Palau Health Insurance Consumer Help N/A
Pennsylvania Pennsylvania Insurance Department PA, File a Complaint
Puerto Rico Puerto Rico Oficina del Comisionado de Seguros PR, File a Complaint
Rhode Island Rhode Island Insurance Regulation RI, File a Complaint [PDF]
South Carolina South Carolina Department of Insurance SC, File a Complaint (Currently Unavailable)
South Dakota South Dakota Division of Insurance SD, File a Complaint [PDF]
Tennessee Tennessee Insurance Division TN, File a Complaint
Texas Texas Department of Insurance TX, File a Complaint
Utah Utah Insurance Department UT, File a Complaint
Vermont Vermont Department of Financial Regulation VT, File a Complaint
Virgin Islands Virgin Islands Lieutenant Governor VI, File a Complaint
Virginia Virginia Bureau of Insurance VA, File a Complaint
Washington Washington Office of the Insurance Commissioner WA, File a Complaint
West Virginia West Virginia Offices of the Insurance Commissioner WV, File a Complaint [PDF]
Wisconsin Wisconsin Office of the Commissioner of Insurance WI, File a Complaint
Wyoming Wyoming Insurance Department WY, File a Complaint